Can a Landlord Ask for Bank Statements Bc

Your age, unless it is only for purposes that a reasonable person would deem appropriate in the circumstances. For example, if the owner rents a unit in a building where all apartments are reserved for people over 55 years of age. The office reviewed personal data collected from 13 landlords during the rental application process. SIN: If your landlord has reason to request a credit check, they may also ask for your date of birth and SIN. To avoid having to provide your SIN, you should do a free credit check and distribute copies to potential owners. Is it reasonable to ask? absolutely not in my opinion. I`ve had owners ask me with my SIN to sign something that says I won`t have guests for the night (I`m 29), provide passwords for all my social media, etc. Some homeowners are on a power journey and want to keep the fact that they own a home above their heads. I wouldn`t give an owner like this the time of day, let alone my business. And what`s interesting to note is that landlords are allowed to collect personal information about tenants without the consent of publicly available sources. These sources are defined in PIPA and are very narrow. These include business directories, newspapers, and magazines, but they do NOT include social media. That said, many owners use social media to get more information about you or to check out what you`ve told them.

Read more about How homeowners do their research on you I`ve had cases where people are unemployed and moving to the area, so they showed bank statements as proof of their savings or bank statements showing that a family member or government agency regularly deposits money into their account. For new tenants, navigating the rental process can be daunting. One area of typical importance is tenants` right to privacy. During the application process, landlords can ask a variety of questions to make sure they are choosing the right tenant. However, after this has been said, they cannot violate your right to privacy. As a tenant, it`s important to know what kind of questions a landlord may ask you and which ones you should refuse to answer. To help you, we`ve created this article to describe the information a landlord is allowed to ask for: Before renting a property, landlords and tenants should be aware of the rules and regulations that govern how properties or residential units are rented in B.C. A landlord can NOT ask you questions about the following: The use of personal information is subject to data protection laws, so owners cannot use the information they collect for something that has nothing to do with the rental. You also can`t ask for information that would be inappropriate to share, such as credit card numbers. Valid ID.

It is reasonable for a landlord to collect information from a person`s valid government-issued photo ID. A landlord should inspect the ID and then return it. A landlord should not copy or retain a person`s identity. B.C.`s chief information and privacy officer says some landlords go too far when it comes to asking for personal information from potential tenants. Before moving in, browse the unit and complete an inspection report with your landlord. Landlord Act (external link): Rules for landlords and tenants in residential tenancies A landlord cannot refuse to rent to a tenant because of their race, skin colour, ancestry, place of origin, religion, marital status, marital status, their physical or mental disability, gender, sexual orientation, age or legal source of income. What this person said. Did you go to the apartment in question to try it out? Have you paid some sort of Internet detention fee? Because the rental market is so hot, don`t send deposits, IDs, and bank statements before visiting the place. They were warned.

David Hutniak, CEO of Landlord B.C., said the majority of landlords respect tenants` privacy and in cases where they don`t, it`s not malicious, but due to a lack of information. Whether or not a landlord can ask for this information depends on the situation. For example, a landlord may be allowed to request pay slips, bank statements, income tax assessments, or approval of a credit check, but only if you are unable to provide satisfactory references or proof of employment and income. Similarly, a landlord may be able to ask you questions about your age when you apply for housing reserved for seniors aged 55 and over. Social security number. If an owner determines that it is appropriate to conduct a credit check on a person, it is appropriate for the owner to collect the person`s social security number in order to identify them to the reporting office in order to obtain the correct report. Often, a person`s full name and date of birth are sufficient to identify them to a reporting office. For this reason, landlords should avoid asking all applicants for their Social Security number or making the Social Security number optional on their application form.

Social Security numbers can be used for identity theft, so it`s best not to collect them if possible. „This is accurate financial information that we, as landlords, can use to assess that person`s financial responsibility for paying their rent,“ he said. Under section 10(1) of the Human Rights Act, landlords are prohibited from renting to anyone on the basis of theirs: this information is temporarily stored until the verification process is completed and summarized in our full trust score. The Trust Score is a tenant selection tool used by our property owners and managers to measure the credibility and reliability of tenants. I`m one step ahead of a place in Nanaimo since I`ll be going to school there in September. Everything seems to be fine, except that the owner now asks for bank statements after two months (i.e. everything I paid and all the payments I made, including to whom/what). I have tried to find the answer, but there does not seem to be a concrete consensus.

Should I just send it anyway? Does the agreement allow you to add a roommate without the owner`s permission? Hutniak also opposes the Privacy Commissioner`s recommendation that owners never collect information through social media or Internet search engines. Income and employment information. If an individual is unable to provide adequate references, it may be reasonable for a landlord to collect personal information about proof of income or employment to determine that the tenant can pay rent. If a landlord refuses to rent to you because you did not provide this personal information, you can file a complaint with the Office of the Information and Data Protection Officer in British Columbia. There are rules under the Privacy Act (PIPA) that landlords must follow when collecting tenant information in order to rent them out. „Low vacancy rates can lead homeowners to believe they can collect all the information they want,“ Drew McArthur, acting chief information and privacy officer, said in a statement. Banking information. A landlord cannot ask for a tenant`s banking information before establishing the tenancy. However, once an applicant has been selected, the owner must be able to collect the money from the rental in several ways: cash, automated bank withdrawal, personal check, money order, pre-authorized payment, wire transfer or credit card. Is it an agreement with the owner of the property (or landlord) or an agreement with a roommate (if so, the Tenancies Act does not apply)? Yes and no.

You can ask for documents proving that you can pay the rent. .

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